DJC Affordable Legal Services find another home.
De Jure Chambers Flagship Package “Affordable Legal Services” secures two new flag bearers in their respective areas: Black Links United Kingdom, largest conglomerate of UK Black-owned business and CAP:RATIO, a wealth management platform that supports investment of underprivileged communities in high-interest pensions, ISA's and personal portfolios. This has now unleashed De Jure Chambers new package “Affordable Legal Services for Life-Changing Events”, which cover the full range of life-changing events from setting up a business to private client services such as drafting a will, Lasting Power of Attorney, Live Time Living and Severing a Tenancy.
AFFORDABLE LEGAL SERVICES FOR LIFE-CHANGING EVENTS
Over your life-time you experience several life-changing moments or events. Several elements of each event are regulated and it is important that the applicable legal instruments underpin the decisions you take at each stage. Examples of life-changing events include the following: Getting married, having children, buying a home, running a business, losing your health and losing a life. Preparation of these legal instruments in advance of the event, facilitates the event itself, minimizing the stress and anxieties that often accompany these life-changing events.
Corresponding affordable legal services to support management of these life-changing events include the following: Setting up lasting power of attorney, Making a will, Probate (settling a will or an estate), criminal proceedings, Employer / employee disputes, Intellectual property disputes, Insolvency and bankruptcy, Getting a divorce, Family disputes and child support, Buying and selling property (conveyancing), Buying to let, Disputes with landlords, Obtaining planning permission (or objecting to it) and Resolution of legal disputes at the earliest opportunity.
During life-changing events, emotions are high and there is considerable stress on financial, time and emotional resources. Adequate preparation and legal certainties reduces these risks. We believe that all organisations and people are entitled, de jure, to good quality and affordable legal advice and services. Not-for-profit organisations; charities; people in the diaspora; unincorporated organisations; small- and medium-size businesses; community interest companies and other similar social enterprises struggle to afford the high quality legal services readily accessible to high-value individuals and large corporations. De Jure Chambers is established to fill in this gap and affords this for its clients and their customers by stripping its practice of unnecessary overheads, deriving economies by investing in technology, being out-come focused and using affordable premises only on demand. We list below some examples of legal services to support these life-changing events. Will If you die before you have a valid will in place, division of your assets after you die will follow the law and not your wishes. A properly drafted and secure will ensures that the division of your assets follow your wishes. Sadly, over half (59 per cent in 2016) of UK adults have not written a will, 36% of over 55s have no Will in place. The values are greater amongst ethnic minorities, particularly black people. At De Jure Chambers, we believe that everyone should have a Will. It is the only way they can have a say over what happens to your assets when you die. It also ensures that family, friends and any dependents have the security and comfort they deserve. The reasons that people give for not yet having a will include the following: they are putting it off until they are older (23 per cent), they didn’t think they would have enough left to be worth passing on when they die (16%), it never having occurred to them (13%) and they assume that their estate will automatically go to the right person when they die (11%). Do not leave it to the law alone. Have you will drafted by a professional. Laws are intended to be fair, but they, more often than not, do not fit particular circumstances. Having a will in place relieves you and your family of the burden of uncertainty. Live Time Living Trusts A Will covers the value of assets that you own at the date of your death and that becomes available only after the probate process. Lifetime Living Trusts are specifically designed to protect your assets during your lifetime. A Living Trust bypasses the time-consuming probate process. With a Living Trust, there is no need to wait for the Grant from the Court. Lasting Power of Attorney You often reach a point where you loose capacity to make choices and decisions about yourself and those close to you, such as in the terminal stages of your life. A Lasting Power of Attorney (LPA) allows you to choose who will look after you and your finances in such circumstances. In the words of former Lord Chancellor and Secretary of State for Justice, Jack Straw: "We all know how important it is to plan for the future. Having a Lasting Power of Attorney in place should be as common and natural as making a Will". Holder of your Lasting Power of Attorney can also manage your trust. There are two types of LPA: A "Property and Financial Affairs" LPA gives the named Attorney the lasting power to deal with buying and selling your property, your bills, bank accounts and investments. A "Health and Welfare" LPA giver the Attorney the power to make decisions about health and care and even deciding where you should live. Severance of tenancy When property is owned by joint tenancy with survivorship, the interest of a deceased owner automatically gets transferred to the remaining surviving owners. By severing the joint tenancy of the property and completing a Will, you can ensure that your beneficiaries such as your children receive what you would like them to receive without relying on your former spouse to provide for them. This is useful, for example, in divorce proceedings where there is a need to avoid your share of the property transferring automatically to your divorced spouse if you should die before the financial situation is resolved. It is most obvious should your spouse, on any divorce, re-marry and die. His or her new partner would inherit whatever your spouse owned should your former spouse predecease the new partner. Life changing events
Legal services for life-changing events
Affordability of life-changing legal services